Blue Mountain Credit Union has joined together with other credit unions nationwide in a cooperative effort to bring you a new choice in financial convenience…The CU Service Centers_® Network!  You can now perform many of your financial transactions and obtain services at branch locations of other credit unions belonging to the network.

It’s Easy

By using the CU Service Centers_® Network, your accounts remain at your own credit union, but you can access your accounts and conduct business with your credit union through any of the convenient CU Service Centers_® locations.  In this way, through a network of participating credit unions, access to your accounts and credit unions services are made easier.

CU Service Centers_® Locations

There are over 6,700 CU Service Centers_® throughout the United States, Italy, Puerto Rico, United Kingdom, Guam and Germany.  For a complete listing of locations and hours of operation:

Online Locator – www.cuswirl.com

Telephone Locator – (888) 287-9475

Smart Phone Locator – m.cuswirl.com

iPhone and Android Locator – www.cuswirl.com/mobile-locator

Available Services:

At CU Service Centers_® you can:

• Make deposits and withdrawals
• Transfers
• Make loan payments and obtain loan advances
• Statement Prints (Recent Account History)

Additional Services at Most Locations:

• Fax services and Photocopies
• Money Orders
• Traveler’s Checks
• Notary services

As your life style keeps you on the go…CU Service Centers_® gives you a convenient way to access your accounts and obtain services at the many locations!  Look for CU Swirl wherever you go!

 Everyone knows the adage, “Time is money,” and that adage certainly applies to making the most of your money in your 20s. Those in their 20s have the greatest financial asset of all – time. Time makes money grow when it is invested wisely. Here are 10 financially savvy moves for 20-somethings.

1. Set financial goals. Put them in writing, and calculate how much you’ll need to save monthly to reach your goals. Remember to make note of the big and small financial goals – from going on spring break next year to retiring early.

2. Make a budget and stick to it. Limit debt to your ability to pay it off. Monthly credit payments (not including mortgages) should not go over 20% of your net income. Also, start by paying off existing bills before incurring new ones.

3. Start building an emergency fund. This should be equal to three to six months of living expenses and should be used ONLY in the case of an emergency.

4. Save at least 10% of your gross income. Put it in your emergency fund, toward future goals and retirement. If you can’t make 10%, start smaller and work up to 10%. Saving any amount is better than none.

5. Take advantage of the financial services Blue Mountain Credit Union offers to you as a customer/member.

6. Get proper insurance. This includes health, disability, auto, renters/homeowners and life insurance.

7. After you’ve completed steps 1-6, start investing small amounts of your savings. Do this gradually over time, with sensible contributions.

8. Save money for retirement. Use tax-advantaged savings plans from your employer like 401(k) plans, or open individual retirement savings plans from Blue Mountain Credit Union.

9. Keep your job skills fresh and up-to-date. This will keep your job options open and will allow for salary increases.

10. Save all financial files. Do so in an orderly and easily accessed system so you have them readily available when you need them.