NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
This is our privacy notice for our members. When we use the words “you” and “your”, we mean all customers who have a continuing relationship with us, involving on of the following accounts or services:
Self-directed Individual Retirement Accounts involving the credit union as a custodian or trustee
Notary Pubic services
We, our and us refer to the Blue Mountain Credit Union.
Nonpublic personal information means information about a given member of BMCU that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources such as telephone directories or government records.
An affiliate is a company that we own or control.
A nonaffliliated third party is a company that is not an affiliate of ours.
THE INFORMATION THAT WE COLLECT
We collect nonpublic personal information about you from the following services:
Applications and other forms filled out and submitted by you.
Transactions we conduct with you.
Transactions that you carry out with nonaffiliated third parties.
Consumer reporting agencies
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION
We restrict access to your nonpublic personal information to those employees that need to know the details in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES
Because we value our member relationship with you, we will not disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law.
NONPUBLIC PERSONAL INFORMATION AND FORMER MEMBERS
We do not disclose nonpublic personal information about former members.
AUTHORIZED SHARING – JOINT MARKETING
We may disclose the following information to other financial institutions with which we have joint marketing agreements:
Information provided by you on applications or other forms
Federal Law allows us to disclose the information listed above with other financial institutions that we have joint marketing agreements with. We may also disclose nonpublic information about you to nonaffliliated third parties as permitted by law.
Types of Businesses:
Here are the types of businesses we may disclose nonpublic personal information with:
Financial service providers such as insurance agents.
Reasons For Disclosure:
We reserve the right to disclose nonpublic personal information about you to other financial institutions with joint marketing agreements under the following circumstances: In order to provide our members with information about additional products and services.
Limitations on Disclosure:
We impose the following limitations on disclosing of nonpublic personal information to other financial institutions with who we have joint marketing agreements:
We do not allow telephone solicitations
We permit only approved services to be sold.
OPTING OUT OF DISCLOSURE OF YOUR NONPUBLIC INFORMATION
We offer you the choice to opt out of the disclosure of your nonpublic information to our joint marketing partners. Notify us in writing at the address listed below if you choose to do so. If you have any questions about our privacy practices or your privacy rights, please do not hesitate to contact us.
Blue Mountain Credit Union . 520 S. College Avenue . College Place, WA . 99324
(509) 526-4562 . FAX (509) 526-4565 . www.bmcu.com