Certificates

Certificate Rates – Effective Monday, February 6, 2012
Certificate Term	APY	Minimum Deposit
6 MO-TERM DIVIDEND	0.450%	$1,000.00
1 YR-TERM DIVIDEND	0.550%	$1,000.00
2 YR – TERM DIVIDEND	0.700%	$1,000.00
3 YR – TERM DIVIDEND	1.100%	$1,000.00
4 YR – TERM DIVIDEND	1.490%	$1,000.00
5 YR – TERM DIVIDEND	1.540%	$1,000.00