Certificates

Certificate Rates – Effective Saturday, May 19, 2012
Certificate Term	APY	Minimum Deposit
6 MO-TERM DIVIDEND	0.200%	$1,000.00
1 YR-TERM DIVIDEND	0.300%	$1,000.00
2 YR – TERM DIVIDEND	0.450%	$1,000.00
3 YR – TERM DIVIDEND	0.850%	$1,000.00
4 YR – TERM DIVIDEND	1.240%	$1,000.00
5 YR – TERM DIVIDEND	1.290%	$1,000.00