Loans / Mortgages / Lines of Credits

Installment Consumer Loans

Whether you’re looking to get a new vehicle or just want to take that trip you’ve been dreaming of, Blue Mountain Credit Union can help with a low-rate loan.  We currently have our lowest rates ever!  Click here to Apply Online!

Based on your good credit, our most favorable rate for newer autos is 1.99%.  This rate is for autos 2012 and newer with repayment up to six years.  Do you like your car, have it financed with another lender and are looking for a better rate?  Blue Mountain can refinance your auto at 1.99%, however, the loan cannot already be with us.  Rates for cars 2011 and older start at 2.99% (based on creditworthiness, term, age of collateral and mileage).  Call or apply online for a quick pre-approval.  Sales tax and all applicable fees are collected at closing.

If you are considering a new or used boat, motorcycle, ATV or RV, we have competitive rates as low as 5.00%.  Apply online and obtain a purchase order from the dealer of your choice.  Have the dealer fax the purchase order to us at 509-526-4565.   If you are buying from a private party, we will need a bill of sale, a copy of the title and registration (if available).

Line of Credit

Blue Mountain Credit Union has a great solution if you need a line of credit for unexpected expenses, home improvement or just a vacation.  A great benefit is you can use the line of credit for overdraft protection and avoid possible fees.  You can use a line of credit for overdraft protections with your checking account.  Rates vary based your creditworthiness and on the amount.  Rates start as low as 8.75% APR.

Visa Credit Card

Quick, convenient and accepted virtually everywhere, Blue Mountain’s Visa® Credit and Debit cards are an easy way to pay for both your everyday expenses, vacations and your big-ticket items.

  • Rate as low as 8.75%
  • Share secured Visa to re-establish your credit rating
  • No Annual Fee with qualified checking /draft account
  • Same Fixed APR on purchases, cash advances and balance transfers
  • Zero liability for unauthorized purchases through the Visa® network
  • 25-day interest-free grace period on purchases*
  • Lost or stolen card reporting program
  • 24-hour fraud monitoring from a Credit Card Specialist
  • Security and activation programs to help detect fraud
  • Access to more than 28,000 ATMs worldwide

Click here to open and down load BMCU’s Credit card application and disclosure.

Click here to open BMCU’s Credit card agreement.


Blue Mountain Credit Union has partnered with Credit Union Home Mortgage Solutions to provide mortgage products to our members.  They are able to offer a full range of mortgage products.  Mortgages through this source will be serviced by Credit Union Home Mortgage Solutions, but if the loan meets certain parameters Blue Mountain Credit Union can fund the loan.

Click here to Apply Online .

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